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United States Government
Organ Transplant
Life Insurance Policy

(proposal)

The Solution to the Organ Donation Shortage

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Please note that charts, statistics and resulting numerical conclusions are applicable to Project Organ Donor's original report date of June, 1998. Such data has changed for the worse since that time. For instance, currently 17 people die every day waiting for a transplant as opposed to the 10 noted below. For more current statistics, click onto the Richard M. DeVos link.

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Project Donor is the solution to the organ donation shortage. Ten people die every day waiting for an organ. An easy, simple, cost-effective incentive to obtain the requisite donations is a life insurance policy furnished by the United States Government, benefits to be payable upon the donation and transplantation of the deceased's organs.

The numbers pertaining to the supply of and demand for organs in the United States are such that the problem is statistically solvable. At the very least, we can provide organs to the eleven people who die every day waiting. Page 10 of the Project Donor Report details the figures as of the "snapshot" taken in April, 1998.

The Gallup survey of 1993 conducted for the Partnership for Organ Donation showed that Americans appreciate the value of organ transplantation and approve its use as a medical therapy. Nevertheless, there is a low rate of organ donation for reasons which are not convincing or deeply held. Recognizing and preparing for your own death, a requirement for making a decision to be a donor, is ripe territory for benign neglect. What is needed is an ethical, compelling benefit, used as an incentive, to overcome people's reluctance to act when confronted with this distasteful situation and convince them to give a gift by way of a directed decision to becoming an organ donor .

This benefit/incentive is Project Donor's United States Government Organ Transplant Life Insurance Policy. A no-cost organ transplant life insurance policy in the amount of $10,000.00 is issued by the United States government or a Congressionally chartered non-profit organization, the benefit payable to a directed beneficiary, upon the transplant of any one or more major organs from a deceased individual. The donor card and/or life insurance contract are revocable by the donor. The names of the beneficiary(s) are strictly confidential, inaccessible to family members, medical personnel and others. The donor card and insurance contract are binding and enforceable in a court of law. No member of the donor's family has the right or power to void the agreement, pursuant to the Uniform Anatomical Gift Act (1987), Section 2.(h).

The quid pro quo use of a benign, common and popular financial instrument as a stimulus for public good is not only customary in our society, but is consistent with the financial payments made to doctors, hospitals, transplant organizations and health insurance companies. The United States Government Organ Transplant Life Insurance Policy's benefit payment is as ethical as any other life insurance benefit payment.

 

Links

Message from Dr. Boessmann

Project Donor Design

Questions and Answers

Project Donor Report

Richard M. DeVos Link

Statement of Support and Endorsement


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Our Objective: To permanently solve the organ donation shortage utilizing an ethical and widely used financial instrument

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